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LUKE CRIGHTON
MORTAGE SOLUTIONS INC 

WELCOME

Don’t allow navigating the world of mortgages be a stressful and confusing process, I am here to help!

Picture of Luke Crighton who is the mortgage broker.

Luke Crighton is a skilled mortgage professional specializing in both residential and commercial real estate financing, with a strong emphasis on investment properties. He takes pride in employing innovative solutions to tackle complex financing challenges, ensuring that his clients' needs remain at the forefront of his approach. By combining his expertise with a commitment to exceptional service, Luke builds lasting relationships and effectively guides his clients through their financial journeys.


Recognized for his achievements, Luke has made multiple appearances on Centum's Canadian top 40 list of individual mortgage agents over the past number of years, and is part of a brokerage team that has been featured in the top 10 across Canada for both unit and dollar volume on several occasions. His areas of expertise include financing for residential and commercial investment properties, specialty programs such as equity and net worth lending options, financing for self employed applicants, and a variety of other innovative financing strategies


Before entering the mortgage industry, Luke had previously owned and operated a business in the hospitality sector, supported by a background in hospitality management and finance. He is dedicated to educating his clients, and being a reliable as well as trustworthy resource that they can rely upon throughout their financial journey.


With a focus on continuous growth, Luke is dedicated to expanding his knowledge and adapting to the ever-evolving landscape of real estate finance. He understands that each client's situation is unique and strives to provide personalized solutions tailored to their financial goals. Whether you are a first-time homebuyer, a seasoned investor, or navigating complex financing options, Luke is here to guide you every step of the way, ensuring a smooth and rewarding experience.

ABOUT ME

Address

111 St. Peter's Road
Charlottetown PE C1A 5P1

Email

Phone

(902)-393-5066

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Have a Question? Ask a Broker!


Not sure about something with your mortgage? Ask your question here, and we will clear things up for you.


Question

Client Testimonials

Hunter Boudreau

Being a first time home buyer Luke made the process very easy and smooth on my end and was very prompt in his responses and you can tell he goes the extra mile for his clients. I couldn’t recommend Luke more if your looking for a property to purchase, he makes your experience very easy and  will definitely be using his services in the future!

First Time Home Buyer

How Are Interest Rates Determined, And Which Way Are They Heading?

In Canada, A mortgage lender’s fixed term rates are tied to the trend in Canadian Mortgage Bond (CMB) yields; a sustained rise/decline in CMB yields will generally dictate whether you can expect a lender’s fixed rates will go up or down.  Although these two values are directly correlated, the change (to a lender’s corresponding fixed rates) may not be instantaneous, but rather tend to be slightly delayed based on their interpretation of the trend in movement.

Unlike fixed mortgage rates, A lender’s variable rates are expressed as a percentage +/- against the specific financial institution’s Prime lending rate.  A lender’s Prime lending rates are directly correlated to the Bank of Canada's (BOC’s) Key Interest Rate; fluctuations to the BOC's Key Interest Rate are generally reflected quite quickly in a corresponding change to a lender’s Prime lending rate.

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Let’s connect! Whether you have questions, need guidance, or are ready to start your mortgage journey, fill out the form. We are here to provide expert support every step of the way.

Company card for Luke Crighton Mortgage Solutions, with details about the Mortgage Broker and the mortgage agency.

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